Blockcard logo Blockcard crypto credit debit card

Blockcard

Supported Coins: BTC, BCH, BAT, DAI, ETH, LTC, PAX, TERN, TUSD, USDT, USDC, XLM, XRP

Fees: Zero for deposits, exchange, and withdraw. $0 monthly fee when spending over $750, $5 monthly fee when spending under $750. Some ATM fees apply.

Created by the company Ternio, Blockcard is one of the most popular crypto cards on the market with a very good track record, almost non-existent fees, and Google Pay / Apple Pay integration. Users can spend their crypto in stores and online instantly with this Visa card and very quickly check their balance on the app. They even provide a very cool looking metal card option. Blockcard has its own native crypto called TERN which you can accumulate at an awesome 6.38% APY based on how much you spend, and then stake for compounding rewards!

Revolut logo Revolut crypto credit debit card

Revolut

Supported Coins: BTC, BCH, ETH, LTC, XRP

Fees: $0 monthly maintenance fee, $0 ATM fees up to $300/month, 0.5% foreign transaction fee.

Revolut is well establish in Europe and is considered a neobank in that they provide many traditional services that banks do, but accomplish this without the need of any branches or heavy financial regulation. Users can expect very low fees and fast service but should know that the company operates only online and outside of the jurisdiction of the USA.

crypto.com logo crypto.com credit debit card

crypto.com

Supported Coins: BTC, BAT, ETH, ENJ, LINK, LTC, OGN, PAX, TGBP, TAUD, TCAD, TUSD, USDC, XRP, XSGD, ZRX

Fees: 5 different tiers of benefits, 0% ATM fees up to $1,000, no monthly fees or transaction fees.

Crypto.com offers a very attractive metal VISA debit card in 7 different colors with up to 5% cash back on all spending. Crypto.com is one of the most popular crypto debit cards in the industry but the platform is actually much more than that, they have loans available for people who deposit their coins, an exchange that is currently being built out which will let users buy crypto, and they even offer a payment gateway so you can begin accepting bitcoin and altcoins for your website or business!

+ What are crypto debit cards?

A crypto debit card is a traditional card provided by a company (usually a crypto exchange or company that only focuses on providing crypto debit cards) that partnered with a card maker like VISA or Mastercard, that will let you spend your crypto in any store or website, or take cash out of an ATM. Crypto debit cards often come with zero transaction fees or monthly fees, and don't require a bank to issue it or use it.

+ What types of crypto debit cards are available?

Traditional issuers like VISA and Mastercard plastic cards are the most common, but some companies make really cool looking metal cards that can be bought for a small up-front fee. Most of these cards will come with a chip for extra security, or will be able to integrate with contact-less technology such as Near Field Communication (tap to pay). When you first sign up for a crypto debit card you should also have the option to receive a virtual crypto debit card before you physical one arrives, the virtual card can be used right away since you will have the card number, expiration, and CVV code.

+ Are there any limitations to using a crypto debit card?

A crypto debit card has all the same perks as any other traditional debit card, the only limitation may come from how much money you are allowed to deposit into the platform you are using, but once your balance gets low you can always top-up your funds.

+ Key points when choosing a crypto card

  • Transaction fees, ATM fees, Monthly fees, and sign-up fees
  • Which coins are supported
  • Which countries are supported
  • NFC payment integration (Google pay / Apple pay)
  • Tax implications for converting out of crypto